How donating to charities has impacted my life

Posted by on Jul 1, 2017 in Finance, Investment | Comments Off on How donating to charities has impacted my life

If one is lucky enough to have a relatively stable income in the middle class or anything above, it’s not that uncommon to muse about giving to charities. Of course it’s not easy for many people to part with their hard-earned money, especially if one gets nothing tangible in return. I don’t claim to be a saint and I must admit that for me it was not easy to have standing orders with my favourite charities, despite sharing their values. Nevertheless, I feel I’ve had very good experiences give to charities.

The most obvious benefit of giving to a charity, from an admittedly selfish point of view, is the sense of pride that one feels about having contributed to the betterment of society. While I don’t want to bang on longer than necessary about how this makes me a better person, it is something that has helped clear my conscious. While I certainly caution any potential donators against giving to a charity to offset whatever wrongs they might have done, from a moral standpoint, it must be said that I certainly sleep better at night knowing that I’m not wholly selfish with the money I earn.


Continually, as briefly as possible, on the more personal element of donation there are the tax benefits of giving to charity. While there is no right or wrong reason to give to a charity, the tax breaks that donations afford one  are well-documented and worth looking into for anyone wishing to gain from their donations. Depending on how much one gives the tax breaks can be substantial.

However, by far the biggest benefit of giving to charity is the help that it provides to those who need it most. Many larger charities operate in numerous countries round the world, but I have often found that the biggest differences are those that come from supporting local causes.

Local charities often specialise in the needs and causes that are held dearly by the communities in which they are located. By way of example, Penny Appeal in the Birmingham focuses of attracting donations from the city’s sizeable Muslim population. While not Muslim myself, I find myself sharing many of the more temporal values and advocate people of all beliefs (and non-beliefs) giving to charities that make an impact in the local community.

As a teacher one of the greatest rewards I have seen in my job is the progress the students make as time progresses. At the beginning of the year the children may not have heard of a certain topic, but after a few months its what they are discussing on the playground. In this way I feel that I’m making a tangible impact and that is what appeals to me most about giving to charity. Over time and with a bit of luck one can begin to see the impacts that charities have on local communities.


If you are thinking of giving, I can only enthusiastically encourage you to do so because you’ll make the world a better place and probably feel better yourself.

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3 Reasons Why your Forex Trading System is Not Making you Money

Posted by on Jun 12, 2017 in Investment | Comments Off on 3 Reasons Why your Forex Trading System is Not Making you Money

Are you surprised why after months and months of practicing forex trading seriously, you’re still not making any money? Don’t be because you’re not the only one experiencing this kind of frustration.

In all my years as a forex trading expert, there are only a few times where I’ve seen a complete beginner dominate the forex market.

Okay, I misspoke; the chances of that happening are as rare as finding diamonds in a gold mine.  In fact, no one really dominates the forex market for a long time because the forex market is unpredictable. In reality, i got help from Forex CT, an Australian forex trading broker.

Forex Trading SystemIn any case, there are a number of reasons why your forex trading is not milking you any monies for the moment. The reason why I said “for the moment” is because the fault may not be in the forex trading system, but perhaps how you do the forex trading system in the first place!

You Are Reading the Charts Wrong – The most common reason why a forex trading system doesn’t work for most people is because of the way they’re reading the Japanese candlestick. No, I am not talking about an actual candlestick. For the complete forex trading neophyte, the Japanese invented a method in analyzing the stock market by creating an efficient system in analyzing the price of rice contracts. Steven Nison was the first to popularize the use of the Japanese candlestick charting.

The ability to use and interpret candlestick charting is important because you’ll have a clear glimpse of how the forex market will behave within the month or in the next following months, if done right. If done poorly, however, you’ll have a hard time catching up with the forex market, thus the reason why you’re not getting profits at all.

Your Forex Trading System is a Scam – Sometimes, there comes a point when hard work becomes really tiresome and you just want to find a way to get a quick buck in the shortest amount of time. This kind of mentality is when forex trading scams come in. The moment you realize that the ROI or return of investment system is simply far too amazing or impossible to analyze, then you should have the common sense to say “NO” to such a system. Unfortunately, that is always not the case for most people.

Forex TradingIf you’ve invested in a forex trading scam, don’t be surprised why you’re actually losing money instead of getting more profit.

You Are Changing Strategies All the Time – Ever heard of the saying “a rolling stone gathers no moss”? It means that if you keep changing strategies, you will most likely end up not creating a solid forex trading system. And it also means no profit for you, buster. Changing strategies too often is pretty much like you answering a test and you keep erasing the answers in your answer sheet until time is up. You’ll only realize how much time you wasted by the time you also realize that you’ve wasted a lot of money in changing strategies.

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Posted by on Feb 11, 2017 in Finance, Investment, Loans, Shares | Comments Off on Speculation


Certain benefits oblige a protuberance total speculation, for example, corporate securities or when you’re putting down a store to buy a property, and others offer the adaptability of either bump entirety or normal commitments, for example, a money ISA or stocks and shares ISA.

A few speculations likewise have a base money related duty, so recognizing what you can manage the cost of and whether you plan to make an irregular or a continuous sparring is a decent beginning stage.

Certain venture items keep running for an altered amount of time, so if you have a particular date at the top of the priority list with reference to when you need access to your capital, then some item sorts won’t be a good fit for you. Likewise, certain ventures, for example, shares, are any longer enduring and shouldn’t be considered as fleeting speculations.

That is on account of despite the fact that shares have verifiably expanded in quality over the long haul, they can differ in worth in the short term.

We all have diverse explanations behind sparing, and the motivation behind your speculation can influence the amount of danger you’re arranged to bring with your cash. In the event that your speculation is to pay for your kids’ training, then you may be contributing more than a drawn out stretch of time, and searching for a higher return, accordingly you may be slanted to pick a higher hazard venture choice.

Then again, in case you’re contributing cash to pay for an abroad outing, or another auto, you may be contributing for a brief time of time and need assurance about the result of your venture, and you may feel more good with lower hazard fleeting speculations.

prod_shareThere are other speculation items accessible that can likewise give a standard pay, for example, annuities, or corporate security stores, on the other hand you could decide to put resources into a purchase to-let property to give you a rental pay. Buyers may wish to look for expert guidance first before taking out such items as they frequently oblige a colossal responsibility.

When you contribute cash, it gets tied up and is no more effectively open. Be that as it may, on the off chance that you have a sudden requirement for money how rapidly and effectively would you be able to sell your advantage? Furthermore, what’s the punishment for doing this?

On the off chance that you think this may be an essential variable for you then it merits knowing in advance what the ramifications of escaping from a venture early are – if surely it’s conceivable.

speculationOnce you’ve addressed these inquiries you’ll have a superior thought of the sort of speculations that would suit you. Money related guides have a tendency to prescribe having an arrangement of speculations, that way if one venture performs severely, you have others to fall back on. It additionally implies you can arrange so you have transient speculations and additionally long haul ones.



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